Strengthen Your Consultative Brokering in the Trucking Industry with Powerful Risk Data

Fusable Team

May 14, 2025

In the trucking insurance world, your value as a broker comes from more than just shopping rates. Consultative brokers use data to guide clients, manage expectations, and strengthen carrier negotiations. But getting that data and turning it into action can be time-consuming; especially without the right tools.  

Fusable’s Risk Insights Report is a fast, reliable way for insurance brokers to benchmark clients, find negotiation angles, and save time during renewals. In this article, we discuss the problems with traditional consultative brokering in the trucking insurance space and how the Risk Insights Report can help. 

 

The Problem with Traditional Consultative Brokering in Trucking 

There are a number of challenges involved with consultative brokering in the trucking industry, including: 

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Manual Data Collection

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Limited Visibility for Clients

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Missed Opportunities to Negotiate

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Manual data collection: From FMCSA data to truck valuations, without the right tools, collecting all the data you need to conduct thorough consultations is a lengthy process; especially when you must rely entirely on the client to provide you with accurate information.

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Limited visibility for clients: Clients don’t always fully understand how their safety records directly affect their insurance rates. Even with their safety scores in front of them, it can be hard to explain why their rates are changing without having a baseline to compare it to.

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Missed opportunities to negotiate: Without data, it’s difficult to advocate for better rates or explain why a large rate increase is justified. Having the right data on hand can help you negotiate more freely and communicate better with your clients and the insurers. 

How Fusable’s Risk Insights Report Helps You as a Consultative Broker 

Here’s how you can use the Risk Insights Report to better advise your clients and find negotiation angles:  

Get a Clear Risk Snapshot to Support Rate Discussions 

With Fusable’s Risk Insights Report, you get a quick snapshot of your client’s performance across key violation categories—like Hours of Service (HOS), Unsafe Driving, and Vehicle Maintenance. The report also shows how your client compares to industry averages, helping you gauge where they stand before entering any rate discussions. 

This snapshot gives you the leverage to advocate for better rates when your client is performing well, or to prepare them for a potential rate increase if their violations are above average. Instead of relying on guesses or assumptions, you have the data in hand to support your position and guide conversations with underwriters. 

Start Smarter Renewal Conversations 

Armed with clear, benchmarked data, you can start renewal conversations from a place of strength. Use the report to show clients exactly how their safety performance impacts their pricing, helping them understand the “why” behind rate changes. 

By setting expectations early and backing up your recommendations with data, you avoid surprises at renewal and maintain trust. The report also highlights operational areas where clients can improve, giving you an opportunity to add value as a strategic advisor while helping them reduce risk (and potential rate increases) over time. 

 

Conclusion 

In today’s competitive market, brokers who bring real insights to the table stand out. Fusable’s Risk Insights Report helps you quickly benchmark your trucking clients against industry averages, uncover key risk factors, and guide smarter conversations, saving you time and strengthening your role as a trusted advisor. 

With data in hand, you can advocate for better rates, manage client expectations, and protect your relationships with carriers. It’s a simple, effective way to turn risk data into real value for your clients. 

Check out the latest report and fill out the form below to receive the report directly to your inbox every quarter. 

Check out the latest report and fill out the form below to see how CAB by Fusable can help insurance brokers succeed.